28 Nov Top 10 Things An Injured Worker Should So If You Are Hurt at Work
TOP 10 THINGS AN INJURED WORKER SHOULD DO IF YOU ARE HURT AT WORK IN NEW JERSEY
- If an emergency obviously call 911 and seek medical care immediately.
- Seek medical attention and document your work injury.
If Injured Get Medical Attention
Even if you think it’s no big deal, if you are injured, it is important to seek medical attention, document any injuries and what hurts. The longer you wait to seek medical care or if you do not tell the medical providers all of your complaints, the more ammunition that the employer or their workers compensation insurance company has to try to deny your claim.
- Medical care must be authorized or approved.
Except for emergencies, the workers compensation insurance company has the right to direct your medical care and authorize medical treatment in order for the insurance company to be responsible to pay your medical bills. If you seek treatment on your own without the approval of your employer or the workers compensation insurance company you may be personally responsible for paying the medical bills.
- Report the accident to your supervisor as soon as possible.
Have your employer give you the name address and telephone number of the workers compensation insurance company. You should receive a Worker’s Compensation claim number which you should give to your medical providers so the medical providers will bill the workers compensation insurance company and not you personally.
- Describe all of your injuries to the medical providers even if minor each time you see a
Doctor or medical provider. Any injuries that you do not list or complain about may be
- Tell the doctor what you do at your job.
Be Truthful About Your Injuries to Medical Experts In New Jersey
Describe your job to the doctor, so the doctor can make a determination as to whether or notyou can return to work and when. If you hurt your back and the doctor doesn’t know that your job requires you to bend over or lift heavy objects with your back, the doctor will be working without information to allow the doctor to make a determination if you can return to work at all, temporarily or with restrictions or return to light duty work.
- Out of Work Notes:
If the doctor believes that you will be out of work, you must obtain an out of work note to obtain temporary disability benefits or temporary wages while you are unable to work. If you do not get an out of work note each time you go to the doctors, the insurance company can stop your temporary disability wages.
Out of work notes are your golden ticket or proof that you are unable to work and therefore the workers compensation insurance company will most likely have to pay you temporary disability benefits.
Give a copy of all out of work notes to your employer and KEEP A COPY FOR YOUR OWN RECORDS.
- Document the accident and the reporting of the accident in writing or by email setting forth
the time, place and a description of how you were injured and list of any eyewitnesses.
- Take pictures or video with your cell phone of the accident scene as there is a potential to
have a separate lawsuit against a person or company (other than your employer or
co- employees). If another person or company caused or contributed to your work related
accident, you may have an additional claim in addition to your workers compensation claim.
- Contact me to discuss your rights. Blair C. Lane, Sr. Attorney at Law 856-354-7700