Why You Should File a Workers’ Compensation Claim in New Jersey Right Away
If you’ve been hurt at work in New Jersey, filing a workers’ compensation claim is very important. Workers’ compensation gives injured workers benefits to cover medical bills, lost wages, and other costs. But the process can be tricky, and even small mistakes can stop you from getting the help you need.
This article explains why filing your claim quickly is so important. We’ll also go over common mistakes and share tips to make sure your claim is strong. If you have been hurt at work, schedule a free consultation with Blair C. Lane, Sr., a Cherry Hill, NJ workers’ compensation lawyer that can help you navigate the process regardless of where you live in New Jersey.
Why Filing Quickly Is So Important
New Jersey gives you two years from the date of your injury to file a workers’ compensation claim. While that sounds like a lot of time, waiting too long can create problems. Here’s why acting fast matters:
- Evidence Is Easier to Find
Right after an accident, it’s easier to gather evidence like witness statements and photos. If you wait, people might forget details, and important proof could disappear. Acting quickly gives you the best chance to prove your case.
- Your Case Looks Stronger
Filing right away shows you take your injury seriously. If you wait, the insurance company might question whether your injury is real or connected to work.
- You May Get Benefits Sooner
Filing fast means you may get medical care and wage benefits sooner. If you delay, you might struggle with unpaid bills or lost income.
A New Jersey workers’ compensation lawyer can guide you through the filing process and make sure you act within the deadlines.
Common Mistakes to Avoid
Even when filing on time, there are some common mistakes people make. Avoiding these can save you time and stress.
- Waiting Too Long
The longer you wait, the harder it is to prove your claim. Even though you have up to two years, filing immediately after the injury happens makes your case stronger.
- Not Telling Your Employer
You must report your injury to your employer as soon as possible. Ideally, you should tell them the same day the injury happens. Write down what happened, when it happened, and who saw it. Keep a copy of this report for your records.
- Skipping Medical Treatment
Even if your injury seems small, see a doctor right away. Sometimes injuries get worse over time, and having a medical record from the start is important for your claim. Follow your doctor’s advice to show you’re serious about recovery.
- Not Hiring a Lawyer
The workers’ compensation system can be confusing. An experienced workers’ compensation lawyer can help you understand the process, handle paperwork, and deal with insurance companies. They can also help if your claim is denied.
- Ignoring Doctor’s Orders
If you skip appointments or don’t follow your treatment plan, the insurance company might use this against you. Go to every scheduled visit and do what your doctor recommends.
How to Protect Your Claim
Here are the steps you should take to make sure your claim has the best possible chance of being successful:
- Report Your Injury
Tell your employer about your injury as soon as it happens. Be clear about what occurred, and include as much detail as possible. If there were witnesses, write down their names.
- Get Medical Help
See a doctor immediately, even if your injury seems minor. Make sure the doctor knows the injury happened at work so it’s documented in your medical records.
- File the Claim
Work with your employer to file your workers’ compensation claim. Keep copies of everything you submit.
- Talk to a Lawyer
Hiring a workers’ compensation lawyer can make the process easier. They’ll ensure all deadlines are met and can help if the insurance company disputes your claim.
- Keep Records
Save all medical bills, reports, and letters from the insurance company. Write down any conversations you have about your claim, including dates and times.
Why You Should File a Claim
Workers’ compensation benefits exist to help you recover from a workplace injury. Filing a claim gives you access to:
- Medical Care: All necessary treatment for your injury.
- Temporary Disability Benefits: Payments for lost wages while you’re unable to work.
- Permanent Disability Benefits: Compensation if your injury causes lasting damage.
- Death Benefits: Financial support for dependents if the injury results in death.
These benefits are there to protect you and your family. Filing your claim quickly ensures you can get the help you need without delays.
How We Can Help
If you’re dealing with a workplace injury, Blair C. Lane, Sr. and his team here for you. Our experienced lawyers know the New Jersey workers’ compensation system inside and out.
Why Choose Us?
- Expert Advice: We’ll explain every step of the process and make sure you avoid common mistakes.
- Strong Representation: We’ll fight to get you the benefits you deserve.
- Local Support: As Cherry Hill, NJ workers’ compensation lawyers, we understand the needs of our community.
Final Thoughts
If you’ve been hurt at work, filing a workers’ compensation claim as soon as possible is crucial. Avoid mistakes like waiting too long, not telling your employer, or skipping medical treatment. Taking the right steps early can make a big difference in how smoothly your claim goes.
For help with your claim and to schedule a free consultation, call us at 609-472-1008. We are ready to help you get the benefits you need to recover and move forward. Don’t wait—contact us now for a free consultation!
